FactorONE Blog

If your business is struggling, there are several options you should consider well before you turn to insolvency or sell off assets. Often, external advisers may recommend formal insolvency and sale or liquidation, when fast improvements to cash flow can have a more immediate impact on the health of......

What are the early warning signs of business stress?  There are plenty of red flags which go up when the business is under a degree of stress. Lost customers, unsold stock, worn-out equipment,  a spike in credit notes, a rash of resignations, and even letters of demand from your trade cred......

How long should you have to wait for payment? The ideal answer, of course, would be: “Not at all.” But only a lucky few businesses can operate on a cash-only basis. Most have to offer trade credit to be competitive, and the wait for payment puts pressure on cash flow. Late payments create cash flow ......

It’s important for businesses to regularly review their tax positions and set up strategies to improve their cash flows to make sure they can stay on top of their tax obligations. Failure to do so can result in fines, but often the real pain is in simply having to take your focus off what is importa......

Sudden shocks can destabilise or derail a business completely, but many owners or managers turn a blind eye to the risks. The potential cost of such oversights may be significant and long-lasting, eroding the confidence of customers, suppliers and employees while ruining any growth targets. Stress-t......