FactorONE Blog

If your customers are taking longer and longer to pay their bills, you are not alone. The latest Dun and Bradstreet quarterly figures show that the average SME has their invoices paid in around 52 days, well beyond the standard 30 day payment period. There are serious cash flow and cost implications......

Many SMEs falter at the point of expansion because they have a limited understanding of its cash conversion cycle and find themselves unable to raise capital or other sources of funding. For an SME to grow profitably it must come to grips with two key factors on its Balance Sheet. The first is worki......

There are many positives to utilising a factoring facility that can sometimes be overlooked. Factoring enables business owners to meet the goals they set, with greater efficiency. Below is a non-exhaustive list of reasons why factoring finance is the fastest-growing lending product in Australia......

On January 1 the final element of APRA’s liquidity standard under Basel III came into existence, and SMEs need to be aware of its potential impact.Known as the Liquidity Coverage Ratio (LCR), it seeks to ensure that Australia’s banks have sufficient liquid assets to cover liabilities that need to be......

We need to accept that Australia is now an energy economy and our relative standard of living is all about commodity prices. Therefore we should expect at least 2 years of adjustment to this new reality.The good news is that any further depreciation of the currency is good for investment and we can ......