FactorONE Blog

As Christmas and New Year celebrations come to an end, it’s back to reality as business owners turn their attention to getting momentum back in their business for a fast start to the new year. At FactorONE, we understand how challenging it can be at this time, therefore, we have the following 8 acti......

Here are three resolutions Australia’s small to medium business owners can make this New Year’s Eve, to help ensure their enterprises get off to a fast start in 2017. According to SME working capital specialist Scottish Pacific, which FactorONE is a specialist division, it’s not just individuals who......

The period prior to and following the festive season is probably the most challenging time for any SME business from a cash flow management perspective:   The rush to maximise sales leads to working capital being used intensively. At this time, overtrading can become a very real risk Additiona......

Ask any small business owner about cashflow and most will tell you that late payments are a major cause of headaches and sleepless nights. As a financier of startups and SMEs, our FactorONE team is dealing on a daily basis with entrepreneurs looking to make the most of their working capital and impr......

Poor work-life balance is the epidemic of our time judging by the tomes written on the subject, and it is fair to say that small and medium-sized business owners tend to be one of the greatest casualties. Survey after survey reveals that work-life balance is one of the major concerns for SME owners,......

It’s a sad fact that the best time to ask for a business loan is when you don’t need it.  Lenders aren’t impressed if someone comes knocking when there are losses, not profits, in the pipeline - especially if the situation could have been avoided with better planning and more discipline. So, ho......

Ten top tips for cash flow management Small and medium sized businesses are often stretched to breaking point at the end of financial year by slow debtor payments, with average debt turn now taking around 50-60 days, almost double standard trading terms according to Dun & Bradstreet. Tackling la......

A building in an earthquake area is engineered to withstand tremors. A bridge is designed to bear the weight of traffic and resist the pressures of sun, rain and rust. And a business? It needs to stand up to the stress of fickle, price-sensitive customers, fast-moving competitors, an unpredictable e......