FactorONE Blog

The widely welcomed cut to the small business tax rate has come with a sting in its tail. The changes will put pressure on business owners to pay out retained earnings sooner than they might have otherwise planned, to give shareholders the benefit of existing franking credits before they lose some o......

Clients are dropping off, cash flow is slowing and revenue growth is stagnating. The symptoms and the causes of business stress may be many and varied, and it can happen to any business at any time. If a client’s business is going through a tough time, it’s important you urge they confront the chall......

Here are three resolutions Australia’s small to medium business owners can make this New Year’s Eve, to help ensure their enterprises get off to a fast start in 2017. According to SME working capital specialist Scottish Pacific, which FactorONE is a specialist division, it’s not just individuals who......

If your business is struggling, there are several options you should consider well before you turn to insolvency or sell off assets. Often, external advisers may recommend formal insolvency and sale or liquidation, when fast improvements to cash flow can have a more immediate impact on the health of......

How long should you have to wait for payment? The ideal answer, of course, would be: “Not at all.” But only a lucky few businesses can operate on a cash-only basis. Most have to offer trade credit to be competitive, and the wait for payment puts pressure on cash flow. Late payments create cash flow ......